Your Driving Sets Your Price. Nothing Else.
No guesswork. No generalizations. Just real driving data working in your favor.
Proof-Based Insurance
Stop Paying for Everyone Else's Bad Driving
Stop Paying for Everyone Else's Bad Driving
Your rate should be based on your driving, not the guy weaving through traffic on his phone. We watch how you actually drive and drop your rate to match.
Get Insured Now
No agents. No paperwork. No credit pull. Fully bound before your coffee gets cold.
$537/mo
avg overpayment eliminated
35%
faster claims via video
12K+
active drivers
4.9★
app store rating
Every Drive Builds Your Case for a Better Rate
Most insurers price you once and move on. We track how you actually drive, so when renewal hits, your record does the talking.
File a Claim From Your Dashcam. Done in Minutes.
0%
Your video is the evidence. Submit it, skip the back-and-forth, and get to resolution up to 35% faster than the industry average.
/ DASHCAM /
Your Dashcam Does the Heavy Lifting. You Just Drive.
Plug In. Drive. That's It.
Mount our dashcam, hit the road, and forget about it. It quietly captures how you drive (speed, braking, focus) and turns every trip into proof that you deserve a better rate.
Your Driving Profile Gets Stronger Every Mile
Think of it like a credit score, but for driving. The safer you drive, the better your rate gets.
Something Happen? Your Dashcam Already Has the Receipts.
No scrambling for paperwork. No waiting on hold. Your footage is your evidence. Submit it right from the app and get to resolution faster than you'd get a callback from a traditional insurer.
Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof · Your driving · Your price · Covered before your coffee's ready · Zero agents · Zero hold music · No guesswork · No vibes-based pricing · Just proof ·
2.4M+
driving hours analyzed
35%
faster claim resolution
100%
vertically integrated, camera to policy
/ ABOUT /
Traditional insurers don't actually know how you drive. They guess, based on your zip code, your credit score, your age, and whatever else fits in a spreadsheet. Then they charge you for the average. So we started over.
Omni means all. Vidya means knowledge. The old way? They looked at your age, your zip code, your credit score. We look at how you drive.
/ HOW IT WORKS /
- 01
Get Insured Online. Right Now.
No agents, no phone calls, no 10-tab comparison marathon. Get a quote and bind your policy in under 90 seconds, fully digital, fully legit.
- 02
We Send You the Dashcam. You Plug It In.
Your Omnidya dashcam arrives within days. Mount it, sync it to your app, and it connects to your policy automatically. Setup takes less time than making coffee.
- 03
Drive With a Witness That Never Blinks.
Your dashcam sees the road the way you do, and keeps a record. If someone cuts you off, rear-ends you, or tries to pin something on you, the footage has your back. No more he-said-she-said.
- 04
Fraud Can't Touch You. Your Footage Is the Proof.
Staged accidents. Fake claims. Insurance fraud costs good drivers billions. Your dashcam captures everything, so scammers lose and your record stays clean.
I would have been 100% liable for the claim if it weren't for the camera footage. The other driver had the right of way, but the footage showed cautious entry into oncoming traffic on my end, both from how slowly I was merging and from how many vehicles I let pass before entering traffic. The footage also confirmed that the other vehicle made no attempt to avoid the crash and that my car had been in the lane for a few seconds before the crash. My claim was split 60/40 because of the footage proving I acted cautiously.
Steven, Omnidya Shield member
/ testimonials /
Miles protected
0K+
Protection Built on Proof.
The insurance industry runs on assumptions. We run on data. And the institutions that regulate this space already trust what we've built.
AM BEST
MUNICH RE
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Combinatora16z
Sequoia
NVIDIA
awsInsurance
crunchbase
Yahoo!
Bloomberg
APAssociated Press
Insurtech Insights
Carrier Today
AM BEST
MUNICH RE
stripe
Y
Combinatora16z
Sequoia
NVIDIA
awsInsurance
crunchbase
Yahoo!
Bloomberg
APAssociated Press
Insurtech Insights
Carrier Today
/ YOU DRIVE WELL. THIS IS YOUR PROOF. /
Your Rate. Your Rules.
No zip codes. No credit scores. No penalties for someone else's driving. Just a policy built on how you actually drive, bound in 90 seconds, protected by your dashcam from day one.
Licensed and underwriting in Arizona, more states coming soon
[X,XXX] drivers already on the road with Omnidya
Your video never leaves the dashcam, unless you need it
Fully digital, no agents, no brokers, no phone calls
/ blog /
Exploring the frontiers of Proof-Based Insurance: insights, research, and impact
/ QUESTIONS? GOOD. /
We'd Rather You Ask Than Assume.
Most insurers price you based on your zip code, credit score, age, and demographic group. These are things that have nothing to do with how you actually drive. Omnidya uses your real driving data from our dashcam to build a rate based on proof, not assumptions. If you're a good driver, your rate should reflect that. Ours does.